Month: December 2015

Home for the Holidays

To Make Your Holiday Season More Festive, Consider Partaking in One of the Awesome Local Events Listed Below

Did you know Forbes ranked Bernardsville as one of their twelve “out-of-the-ordinary Christmas getaways?” Click here to see the article.


Holiday Shopping and Horse Drawn Carriage Rides, Bernardsville

Sunday, December 20th 1pm-4pm. Downtown Bernardsville. Click here here to see a news article featuring the event.

38th Annual Festival of the Trees, Basking Ridge

December 4th-27th, 9am-4pm. The Environmental Education Center. Click here to see a news article featuring the event.

A Christmas Story, Millburn

November 25th- January 3rd. Paper Mill Playhouse, Millburn. Click here for details and to purchase tickets.

Ice Carving on Division Street, Carriage Rides on Main Street and Holiday Entertainment, Somerville

Saturday, December 19th, 10am-3pm. Click here for ice carving, click here for carriage rides, and here for holiday entertainment.

First Night Morris: A Family-Friendly New Year’s Eve Celebration, Morristown

New Years Eve. Click here for more details and to purchase tickets.


Sunday Brunch with Christmas Carolers, Basking Ridge

Sunday, December 20th, 10am-2pm. The Grain House Restaurant. Click here for details.

Special Holiday Menus, Bernardsville

Christmas Eve, New Year’s Eve and New Year’s Day. The Bernards Inn. Click here for details.

Featured Destination:

Princeton, New Jersey: a more relaxing alternative to the bustling streets of NYC
Take the highly-rated one hour Holiday Trolley Tour through the holiday-decorated streets of Princeton and if you have young children consider the Santa’s Helpers Strolling Tour. Enjoy some holiday shopping at the specialty shoppes at Palmer Square, where you can also view a 65-foot Norwegian Spruce tree lit up with over 32,000 lights for the holiday season (and on Saturday and Sunday afternoons meet Santa and enjoy holiday music). Buy tickets for a performance of A Christmas Carol at McCarter Theatre. For a special dining experience, try The Peacock Inn Restaurant or enjoy a fresh seafood meal at Blue Point Grill.

The Federal Reserve Raises Interest Rates

The Effect on Mortgage Rates and Housing

-Staff Writer

The Federal Reserve increased interest rates on Wednesday, but the increase does not warrant any rash decisions in the housing market. Almost all experts agree interest rates on 30-year mortgages will increase, but that increase will take some time to occur, and when the increase does occur, it will be gradual. The Chief Economist at, Jonathan Smoke, expects a half-percent (.50%) increase on mortgage rates within the next twelve months (Nerdwallet). Some sources say that the increase will come sooner: Quicken Loans CEO Bill Emerson said Thursday that “people looking to buy a house or refinance an existing home loan have a three to six month window before mortgage rates move appreciably higher” he also added that now is a prime opportunity to “take advantage of still very, very historic low mortgage rates” (CNBC). Additionally, homeowners with adjustable-rate mortgages should consider switching to a fixed-rate options. If you’re in the market to buy a home, it is important to speak to a mortgage representative to learn how fluctuations in interest rates may change the loan amount you can qualify for (Nerdwallet). To get in touch with a mortgage representative, contact Cheryl Maddaluna who is happy to provide you with recommendations of experts in the home mortgage field. *


*All information presented herein is intended and should be used for educational purposes only. Nothing herein should be construed as investment advice. You should always conduct your own research and due diligence and obtain professional advice before making any investment decision. Information herein is not guaranteed to be accurate nor complete. All investments involve some degree of risk. The poster of this information will not be held liable for any loss or damage caused by reliance on the information herein.

Open House Sunday, December 20th from 1-4pm!

Come and Enjoy Complimentary Holiday Cookies and Hot Chocolate While Touring This Lovely Home

40 Bernards Avenue, Bernardsville, NJ

4 Bedrooms, 1.5 Baths- $499,000

Completely renovated within the last few months, this timeless jewel is move-in ready and exudes charm while still offering every modern day convenience. Close to downtown amenities including midtown direct train/bus service.

16 Garibaldi Street, Bernardsville 

3 Bedrooms, 2.5 Baths- $599,000

The home is under construction with an approximate completion date of six weeks. Visit the open house at 40 Bernards Avenue to review floor plans and opportunities for customization.

New Construction! Fabulous opportunity to own a beautiful new construction home located on a quiet street close to downtown, transportation, recreation and schools.